Phoebe needs at least a 20 gallon. If I am to assume both plecs are commons, they need a great deal larger tank than that - 55, 75, +, ++. I only have one common pl*c now, she's 4" and the result of my adopting a tank. My last common, Mr Big, lived in my garden pond until I sold him at a fish auction, he was *well* over a foot, not including his tail. The mollys and loach (which like being in groups) would appreciate at least a 20 long also. You really have more fish than 22.5 gallons will acommodate properly, especially if you consider their needs. The grouping is a bit of a hodge-podge. With that said....
Preferably, I would put the bronze cory in one 10, the albino in the other and get them both 2 - 3 matching friends -- mixed cories do school to an extent but are better in groupings of their own type. Mollies and a few other fish which come in color morphs/varieties seem to prefer being with 'their own'. Keep similar fish together -- neons with neons, gups with gups.
I guess you could put the mollies with the gups in one 10 and the platy with the neons in the other. The oto can go with the betta in the 2.5.
Since I left out the loach, you could also put the neons, gups and cories in one tank, the mollies and platy in the other with the loach.
Cories can be kept with goldies, especially paleatus. Some cories prefer much warmer temps than goldies but paleatus are fine with fancies.